Patient Advocate Profile: Victoria de la Cruz, BSHA

victoria de la cruz

Victoria de la Cruz is a patient advocate with more than 25 years of healthcare experience spanning clinical care, healthcare administration, and senior care coordination. As an Umbra advocate, she helps individuals and families of all ages navigate care transitions, coordinate services across providers, and make complex healthcare decisions with clarity and support. Victoria began…

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How Do I Get Paid to Take Care of Mom?

Get paid to take care of your mom or dad

Are you caring for an aging parent while also working full time, raising kids and running your own household? Perhaps you have wondered “how can I get paid to take care of mom, dad, or an elderly loved one?” You are not alone. More than 53 million Americans provide unpaid care for a family member.…

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Medicare Costs Decoded: What You’ll Really Pay in 2027

Medicare Costs for 2027

You’ve seen the ads. A smiling person on TV holding up a big sign: “$0 premium!” Is that what Medicare costs? It sounds amazing. Free healthcare! But then you talk to your neighbor. She has Medicare. She tells you she paid $8,000 last year for medical costs. Wait, what? How can Medicare cost $8,000 if…

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Meet Barbara Gaynor, RN, LNC, BCPA

barbara gaynor, rn

Barbara Gaynor, RN, LNC, BCPA, is a registered nurse and patient advocate with Umbra Health Advocacy. She has more than 25 years of nursing experience across hospitals, long-term care, home health, hospice, and case management. Barbara supports patients and families as they navigate the healthcare system and make confident, informed decisions. She is also a…

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State Guide to Medicaid Caregiver Payment Programs

Get paid to care for elderly mom or dad

Looking for Medicaid caregiver programs that pay family members to care for elderly loved ones? Every state has Medicaid programs that can pay you to provide care. Use the table below to find out what is available in your state. How to Use This Guide Payment Amount: Shows the hourly rate for consumer directed care…

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Medicaid Eligibility Guide by State for Long Term Care

medicaid eligibility by state for long term care

If you or a loved one needs nursing home care or help at home, Medicaid may be able to cover the costs. Medicaid eligibility is not simple. Every state has different rules about how much money you can earn and how much you can own. The table below shows the 2026 eligibility requirements for all…

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How Lifestyle Benefits Help HR Manage Rising Health Care Costs in 2026

Lifestyle benefits healthcare costs

Budgets are tight as we head into 2026, especially when it comes to healthcare. Salary increases are projected to stay flat while employers brace for potential jumps in health insurance premiums and growing demand for caregiving and mental health support. HR and benefits teams are under pressure to meet rising needs without expanding their health…

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