What Should I Do If My Insurance Claim Is Denied?

insurance claim denial

An insurance claim denial is not the final answer. There are steps you can take to appeal it and often get it overturned. In 2024, insurers on HealthCare.gov denied 19% of in-network claims, but fewer than 1% of those denials were ever appealed. Of the people who did appeal, about one in three got the…

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Meet Gina White, PharmD, BCPA

Gina White

Gina White, PharmD, BCMTMS, BCPA, CSSBB, FACHE, is a consultant pharmacist, healthcare navigator, and patient advocate with Umbra Health Advocacy. She brings more than twenty years of experience across clinical pharmacy, healthcare administration, and care coordination to the families she serves. Her focus is medication safety and complex medical decisions, and she helps clients understand…

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How to Get a Doctor’s Appointment Faster: Proven Tips

get a doctor's appointment fast

You may have noticed it is taking longer to get a doctor’s appointment with your primary care provider or a specialist. No one should have to wait months for medical care, but that is what many people hear when they call to schedule. Practices and large medical centers are booking new appointments far into the…

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Meet Rachelle Cardinal, RN

Rachelle Cardinal

Rachelle Cardinal, RN, is a registered nurse and patient advocate with Umbra Health Advocacy. She brings 15 years of nursing experience to the clients and families she serves, and she has spent that time close to nearly every part of the healthcare system. Her focus is helping people navigate complex medical situations with confidence, clear…

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