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Having Important Conversations: Talking to Parents about Senior Care this Thanksgiving

Happy Thanksgiving from all of us at Umbra Health Advocacy! As we gather with loved ones to share gratitude and good food, we also have a unique opportunity. When family...
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How Lifestyle Benefits Help HR Manage Rising Health Care Costs in 2026

Budgets are tight as we head into 2026, especially when it comes to healthcare. Salary increases are projected to stay flat while employers brace for potential jumps in health insurance...
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The $100,000 Question: How Will You Pay for Long Term Care Costs?

Many families face a challenging reality when a loved one needs long term care. Most people haven't saved for this expense, and they're shocked to discover just how much assisted...
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Medicare Advantage vs Original Medicare 2026: Which Should You Choose?

Medicare Advantage vs Original Medicare 2026: Which Should You Choose? Are you confused about Medicare? Don't understand the difference between Medicare Advantage Plans and Medicare Part A and Part B?...
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Medicare Advantage Plan Canceled for 2026? Get Your Complete Action Plan

You opened your mailbox and found a letter you weren't expecting. Your insurance company is no longer offering your plan. Your find your Medicare Advantage plan canceled. The plan you...
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What “The Bear” Can Teach Us About Ordering the Right Care

If you’ve watched The Bear, you know the chaos: pans sizzling, orders flying, everyone shouting “Yes, Chef!” while trying not to lose their minds or the sauce. It’s mesmerizing —...
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What the 2025 Big Beautiful Bill Means for Medicaid Patients

In July 2025, Congress passed the One Big Beautiful Bill Act, often called the “Big Beautiful Bill.” It included large Medicaid cuts, the health program that low-income people, children, older...
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Healthcare Costs Are Soaring. Is Your State Among the Hardest Hit?

Healthcare costs have been climbing steadily across the United States, but just how steep the increases are depends heavily on where you live. According to recent data from the Bureau...
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Caregiving Resource Guide for Employers

At some point in their lives, 80% of our workforce will be a caregiver to a loved one. This caregiving resource guide provides information on national caregiving resources as well...
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Should You Be Worried About AI in Health Insurance Claim Reviews?

Should You Be Worried About AI in Health Insurance Claim Reviews? Insurance claim reviews are increasingly being done by Artificial Intelligence. While AI can speed up decisions and lower costs,...
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Endometriosis Awareness: Faster Diagnosis and Better Care with Advocates

March is here, marking Endometriosis Awareness Month—a crucial time to raise awareness about a condition that affects more than 11% of women and people assigned female at birth. Endometriosis occurs...
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From $7,000 to $770: How One Patient Advocate Fought Back Against a Surprise Medical Bill

What seemed like a simple medical procedure quickly turned into a financial nightmare for Tim Winard. A routine colonoscopy—one he thought his insurance would cover—had left him on the hook...
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