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Understanding Base Rates, Levels of Care, and Hidden Costs When families start looking at assisted living for a loved one, the monthly price tag can seem manageable. But many discover that the number on the brochure is just the starting point. The services they assumed were included often cost extra. We talked with Lori Maloney,…

The Truth About What Is (and Is Not) Covered One of the most common and costly misunderstandings about senior care is that Medicare pays for nursing home stays. Many families assume that after a lifetime of paying into Medicare, it will cover long-term care when they need it. This is not true. Understanding what Medicare…

This Mental Health Awareness Month, Let’s Treat It Like One. May is Mental Health Awareness Month. It’s a good time to talk about something many older adults are quietly struggling with: senior loneliness. Loneliness might sound like just a feeling. It’s actually a serious health risk for seniors. It can hurt the brain, the heart,…

Ajala Clark is a registered nurse, Certified Senior Advisor (CSA) and patient advocate with Umbra Health Advocacy. She has more than 30 years of nursing experience and focuses on supporting older adults and their caregivers. Ajala Clark’s nursing background Ajala’s nursing career spans acute care, emergency medicine, cardiovascular health, neurosurgery, orthopedics, and home healthcare. She…

A Complete Guide to Your Options When a parent starts struggling at home, missing medications, falling, or just seeming less like themselves, families often find themselves thrust into a world they know little about. What is long-term care? What’s the difference between assisted living and a nursing home? Will Medicare pay for any of this?…

Noel Harrington, MSN, RN, BCPA is an Umbra patient advocate and a registered nurse with more than 35 years of clinical experience. She supports older adults, people with complex medical needs, and the families who care for them, with particular depth in senior care, heart health, and care coordination. Noel Harrington’s story “My path to…