eldercare
State-by-State Long-Term Care Costs
A Reference Guide for Families Planning Senior Care Understanding Long-Term Care Costs Long-term care costs vary dramatically by state and care setting. Use this guide to understand what families in your area typically pay for different levels of care. Remember: these are averages. Actual costs depend on the specific facility, location within the state, level…
Read MoreReal Help for Caregivers: Guide to state and federal programs
If you are a caregiver for your mom, dad, spouse or elderly loved one you are probably exhausted. You love your mom (or dad, or spouse). You want to take care of them. But it is a lot of work and you are drained and approaching burn out. Maybe you have kids or a job…
Read MorePatient Advocate Profile: Victoria de la Cruz, BSHA
Victoria de la Cruz is a patient advocate with more than 25 years of healthcare experience spanning clinical care, healthcare administration, and senior care coordination. As an Umbra advocate, she helps individuals and families of all ages navigate care transitions, coordinate services across providers, and make complex healthcare decisions with clarity and support. Victoria began…
Read MoreHow Do I Get Paid to Take Care of Mom?
Are you caring for an aging parent while also working full time, raising kids and running your own household? Perhaps you have wondered “how can I get paid to take care of mom, dad, or an elderly loved one?” You are not alone. More than 53 million Americans provide unpaid care for a family member.…
Read MoreState Guide to Medicaid Caregiver Payment Programs
Looking for Medicaid caregiver programs that pay family members to care for elderly loved ones? Every state has Medicaid programs that can pay you to provide care. Use the table below to find out what is available in your state. How to Use This Guide Payment Amount: Shows the hourly rate for consumer directed care…
Read MoreMedicaid Eligibility Guide by State for Long Term Care
If you or a loved one needs nursing home care or help at home, Medicaid may be able to cover the costs. Medicaid eligibility is not simple. Every state has different rules about how much money you can earn and how much you can own. The table below shows the 2026 eligibility requirements for all…
Read MoreHaving Important Conversations: Talking to Parents about Senior Care this Thanksgiving
Happy Thanksgiving from all of us at Umbra Health Advocacy! As we gather with loved ones to share gratitude and good food, we also have a unique opportunity. When family comes together, it’s the perfect time to start important conversations about planning for your parents’ senior care as they age. These talks might feel uncomfortable…
Read MoreThe $100,000 Question: How Will You Pay for Long Term Care Costs?
Many families face a challenging reality when a loved one needs long term care. Most people haven’t saved for this expense, and they’re shocked to discover just how much assisted living or nursing homes cost. Even more surprising? Medicare doesn’t cover long term care. To help our clients better understand their options, we consulted with…
Read MoreCaregiving Resource Guide for Employers
At some point in their lives, 80% of our workforce will be a caregiver to a loved one. This caregiving resource guide provides information on national caregiving resources as well as information about common resources available locally. We hope this will be helpful to employers and their Human Resources team in thinking about how they…
Read MoreHow to Choose the Best Elder Care Facility for Your Loved Ones: 5 Expert Tips
Finding the best elder care facility for your loved ones can be a challenging task. Whether you’re exploring in-home senior care, assisted living, or skilled nursing facilities, it’s important to understand your options. In this guide, we’ll share 5 essential tips to help you navigate the process of selecting the best elder care facility, ensuring…
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