Medical Billing Errors Are Common—Don’t Pay That Medical Bill Just Yet!
You check your mail and there it is—a medical bill you weren’t expecting, and you start wondering: is this a medical billing error? Maybe you thought your insurance covered everything, or perhaps you knew you had to pay something, but this amount seems way too high. Before you panic and start writing a check, take a deep breath. Did you know that up to 80% of medical bills contain errors? That means there’s a good chance you’re being charged for something you may not actually owe. Before you blindly pay a surprise medical bill, take a closer look—it could save you hundreds or even thousands of dollars.
How to Identify a Medical Billing Error
1. Review Your Bill Carefully
- Request an itemized bill from your provider to see exactly what you’re being charged for.
- Look for duplicate charges or services you didn’t receive or dates you weren’t even there.
2. Check Your Insurance Coverage
- Compare the bill with your Explanation of Benefits (EOB) from your insurance company.
- Make sure your insurance was billed correctly and that all adjustments have been applied.
3. Call Your Provider’s Billing Office
- If something looks off, call and ask for clarification.
- If you don’t understand a charge, ask for a detailed explanation before agreeing to pay.
4. Negotiate If Needed
- If the bill is correct but too high, ask about payment plans or discounts—many providers offer financial assistance.
- If you find a medical billing error, dispute it with the billing department and your insurance provider.e provider.
When to Get Help
If you’re feeling overwhelmed, you don’t have to handle it alone. A medical billing patient advocate, like those at Umbra Health Advocacy, can review your bill, help you dispute errors, and negotiate lower payments on your behalf.
Bottom Line
Medical bills can be stressful, but don’t pay them blindly. Take the time to check for mistakes, understand your insurance coverage, and negotiate when needed. If you need expert help, reach out—because no one should have to navigate medical billing alone.
Need help with a medical bill? Contact Umbra Health Advocacy today!