Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Umbra Health Advocacy Don't navigate your healthcare alone ## Sitemaps - [XML Sitemap](https://umbrahealthadvocacy.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Meet Rachelle Cardinal, RN](https://umbrahealthadvocacy.com/rachelle-cardinal/) - Rachelle brings over 15 years of nursing experience to her advocacy work. She has a strong clinical background and can help navigate complex health conditions. - [Meet Gina White, PharmD, BCPA](https://umbrahealthadvocacy.com/gina-white/) - Dr. White has more than 20 years of experience in pharmacology. She provides medication reviews and helps clients identify treatment options. - [Case Study: A Safe Rehab Discharge After Falls](https://umbrahealthadvocacy.com/safe-rehab-discharge/) - When an elderly parent faces a rehab discharge, few families are prepared. Learn how this patient advocate put everything in place to return home safely. - [Meet Patient Advocate: Laura Finnelly, RN, BCPA, CSCM](https://umbrahealthadvocacy.com/laura-finnelly/) - With more than 30 years of healthcare experience. Laura Finnelly helps seniors and veterans navigate the healthcare system. She is an Air Force veteran. - [Questions to Ask a Long Term Care Facility](https://umbrahealthadvocacy.com/questions-to-ask-a-long-term-care-facility/) - Finding the best place for your loved one is a big decision. Experts tell you the questions to ask a long-term care facility. - [Case Study: How a patient advocate helped caregivers convince their mom she needed support](https://umbrahealthadvocacy.com/patient-advocate-for-elderly-parents/) - Learn how a patient advocate convinced an elderly mom to get back on track with eating well, moving, and socializing so she can stay at home. - [Patient Advocate Profile: Meet Yvette Lyles](https://umbrahealthadvocacy.com/yvette-lyles/) - Yvette Lyles is a patient advocate and senior care consultant with Umbra Health Advocacy. She brings a blended background in healthcare advocacy and a deep dedication to supporting older adults, their caregivers, and families. Yvette Lyles’s story “My work is rooted in personal experience. I became an advocate long before I made it my profession. - [Patient Advocate Profile: Victoria de la Cruz, BSHA](https://umbrahealthadvocacy.com/victoria-de-la-cruz/) - With more than 25 years of healthcare experience, Victoria de la Cruz, BSHA specializes in helping seniors and their caregivers navigate their senior care. - [Dental Advocate: Shelbey Arevalo, BCPA](https://umbrahealthadvocacy.com/shelbey-arevalo/) - Meet Shelbey Arevalo, BCPA, an Umbra patient advocate specializing in dental navigation, insurance, billing issues, and support for seniors and complex needs. - [Insurance Said No. An Umbra Advocate Overturned It.](https://umbrahealthadvocacy.com/insurance-claim-denial/) - After his insurance claim denial cut off 18 years of nursing care, an Umbra advocate appealed and won. See how she reversed the denial and doubled his hours. - [Meet Patient Advocate: Manny Hill](https://umbrahealthadvocacy.com/manny-hill/) - Manny Hill is a Board-Certified Patient Advocate with Umbra Health Advocacy who specializes in complex and rare diseases, including cancer and genetic conditions. She brings a rare combination of deep technical training and real healthcare system leadership to families who are facing some of the most overwhelming moments in care. Manny Hill's background Manny holds - [Meet Patient Advocate, Caro Ruiz](https://umbrahealthadvocacy.com/caro-ruiz/) - Caro has more than 20 years of experience in the health insurance industry, and she can help with navigating insurance benefits and appealing claim denials. - [Meet Dr. Mari Pantoja-Smith, DHSc, RN, CGNC](https://umbrahealthadvocacy.com/mari-pantoja-smith/) - Dr. Mari Pantoja-Smith, DHSc, RN, is an Umbra patient advocate specializing in cognitive health, complex care, and insurance challenges. Covered by Medicare. - [Meet Kim Cornish, LPN](https://umbrahealthadvocacy.com/kim-cornish/) - Kim Cornish is a licensed practical nurse and Umbra patient advocate. She has over 18 years of clinical experience including a mental health background. - [When is it time for Memory Care?](https://umbrahealthadvocacy.com/when-is-it-time-for-memory-care/) - When your loved one has dementia, it's hard t know when it's time for memory care. This guide outlines provides advice and information from Umbra's advocates. - [Nursing Home Red Flags: How to Tell if Your Loved One is Getting Good Care](https://umbrahealthadvocacy.com/nursing-home-red-flags/) - What should you look for if your loved one is in a nursing home? Three patient advocates share their top nursing home red flags and the questions to ask. - [Patient Advocate: Noel Harrington, MSN, RN, BCPA](https://umbrahealthadvocacy.com/noel-harrington/) - With over 35 years of clinical experience, Noel helps seniors navigate chronic or complex health situations. She has deep expertise in cardiac conditions. - [Understanding Long-Term Care](https://umbrahealthadvocacy.com/long-term-care-guide/) - Find out the difference between long-term care options: independent living, assisted living, nursing home, & dementia care and which insurance pays for it. - [Meet Ajala Clark, RN, CSA](https://umbrahealthadvocacy.com/ajala-clark/) - Ajala Clark has more than 30 years of nursing experience and specializes in helping seniors and their caregivers navigate complex medical conditions & homecare. - [Senior Loneliness Is a Health Crisis](https://umbrahealthadvocacy.com/senior-loneliness-is-a-health-crisis/) - Senior loneliness is impacting over 30% of seniors. Here are some practical tips to help your senior loved one fight senior loneliness. - [Does Medicare pay for nursing homes?](https://umbrahealthadvocacy.com/does-medicare-pay-for-nursing-homes/) - No, Medicare does not pay for long-term care in a nursing home. It does pay for a Skilled Nursing Facility if you were hospitalized for 3+ days. Learn More. - [What do Assisted Living Costs Include?](https://umbrahealthadvocacy.com/what-do-assisted-living-costs-include/) - Assisted living facilities base rated include room, board and housekeeping. Any help with ADLs like bathing or dressing costs extra. Read our guide. - [Advocate Spotlight: Dalia Cabrera](https://umbrahealthadvocacy.com/dalia-cabrera/) - Dalia has over 17 years of experience with Medicare Advantage Plans. She can help clients select the right plan, maximize their benefits & appeal claim denials. - [How Lifestyle Benefits Help HR Manage Rising Health Care Costs in 2026](https://umbrahealthadvocacy.com/how-lifestyle-benefits-help-hr-manage-rising-health-care-costs-in-2026/) - One way to manage rising healthcare costs and reduce the number of vendor contracts is to offer lifestyle benefits and give employees choice on where to spend. - [The $100,000 Question: How Will You Pay for Long Term Care Costs?](https://umbrahealthadvocacy.com/long-term-care-costs/) - 70% of seniors will need long term care of some kind and at an average cost of $100K+ per year, not everyone is prepared for this. Learn how to plan for LTC. - [State-by-State Long-Term Care Costs](https://umbrahealthadvocacy.com/long-term-care-costs-by-state/) - A reference guide for families navigating long-term care costs for their state. Your Medicare insurance may cover the cost of an advocate to find a facility. - [How Do I Get Paid to Take Care of Mom?](https://umbrahealthadvocacy.com/get-paid-to-take-care-of-mom/) - All 50 states have programs through Medicaid that pay you for providing care for your mom, dad, grandparent or elderly loved one. Read our guide. - [Medicare Advantage vs Original Medicare 2026: Which Should You Choose?](https://umbrahealthadvocacy.com/medicare-advantage-vs-original-medicare/) - Don't understand the difference between Medicare Advantage Plans and Medicare Part A and B? We help break down the differences, benefits, and costs. - [Meet Barbara Gaynor, RN, LNC, BCPA](https://umbrahealthadvocacy.com/barbara-gaynor/) - Barbara has more than 25 years of nursing experience and can help clients navigate complex medical conditions and advocate for the best care. - [Meet Amanda DiGiovanni, OTD, BCPA](https://umbrahealthadvocacy.com/amanda-digiovanni/) - Amanda DiGiovanni, OTD, BCPA, is a patient advocate with Umbra Health Advocacy. She fights insurance denials and supports aging in place, covered by Medicare. - [What is the Cost To Hire A Patient Advocate?](https://umbrahealthadvocacy.com/what-does-it-cost-to-hire-a-patient-advocate/) - Medicare now covers patient advocacy services. Contact us to find out if you eligible. If you don't have Medicare, you can pay privately starting at $70/ hour. - [Real Help for Caregivers: Guide to state and federal programs](https://umbrahealthadvocacy.com/help-for-caregivers/) - If you are a caregiver for your mom, dad, spouse or elderly loved one you are probably exhausted. You love your mom (or dad, or spouse). You want to take care of them. But it is a lot of work and you are drained and approaching burn out. Maybe you have kids or a job - [Medicare Costs Decoded: What You'll Really Pay in 2026](https://umbrahealthadvocacy.com/medicare-costs-2026/) - Are you confused Medicare costs? It's not you. It is confusing. In this article an Umbra Medicare advocate breaks down the plans and costs for you. - [State Guide to Medicaid Caregiver Payment Programs](https://umbrahealthadvocacy.com/state-guide-medicaid-caregiver-payment/) - All 50 states have paid caregiver programs that pay you to take care of an elderly loved one. This guide lists requirements & compensation by each state. - [Medicaid Eligibility Guide by State for Long Term Care](https://umbrahealthadvocacy.com/ltc-medicaid-eligibility-by-state/) - Find out the income and asset limits to qualify for Medicaid-covered long term care by state. Get help with applying for Medicaid eligibility. - [Having Important Conversations: Talking to Parents about Senior Care this Thanksgiving](https://umbrahealthadvocacy.com/talking-to-parents-about-senior-care/) - Thanksgiving is a good time to start the conversation about senior care with your parents. You can gather everyone's wishes and expectations and plan care. - [5 Expert Tips for Managing Your Elderly Parent's Healthcare](https://umbrahealthadvocacy.com/5-tips-for-navigating-healthcare-for-your-elderly-parent/) - Making sure your elderly parent has the best healthcare can be overwhelming. Discover 5 strategies to make sure your senior parent receives the best healthcare. - [How to Support Someone Going Through Breast Cancer: Tips from Survivors](https://umbrahealthadvocacy.com/how-to-support-breast-cancer-patient/) - When a friend is diagnosed with breast cancer, it can be hard to know what to do. These survivors share the things that most supported them in their journey. - [What “The Bear” Can Teach Us About Ordering the Right Care](https://umbrahealthadvocacy.com/what-the-bear-can-teach-us-about-ordering-the-right-care/) - Navigating healthcare shouldn’t feel like chaos in The Bear’s kitchen. Learn how patient advocates help you decode the medical menu with clarity and care. - [All We Really Need to Know About Getting Good Healthcare, We Learned in Kindergarten](https://umbrahealthadvocacy.com/all-we-really-need-to-know-about-getting-good-healthcare-we-learned-in-kindergarten/) - Use these timeless kindergarten lessons: respect, honesty, & curiosity, to enhance your healthcare experience and advocate effectively for yourself. - ["When I'm Sixty-Four" and If I'm Alone....](https://umbrahealthadvocacy.com/when-im-sixty-four-and-if-im-alone/) - Discover how to secure a trusted healthcare advocate to support you in later years, ensuring peace of mind if health crises occur unexpectedly. - [Cancer and COVID-19: A Guide](https://umbrahealthadvocacy.com/cancer-and-covid-19-a-guide/) - Learn how COVID-19 affects cancer patients, from increased risks to adapting treatment processes, with expert guidance on staying safe and informed. - [5 Little Words Save Money on Healthcare](https://umbrahealthadvocacy.com/5-little-words-save-money-on-healthcare/) - Discover how avoiding hospitals for non-emergency services can save you money. Learn about affordable alternatives for labs, imaging, and more. - [So What Are You S'Posed to Do With Those Hospital Prices?](https://umbrahealthadvocacy.com/so-what-are-you-sposed-to-do-with-those-hospital-prices/) - Explore how to access and interpret hospital pricing information, and learn expert tips to better understand your potential healthcare expenses. - [Here - Let Us Help You Pay Us Way Too Much!](https://umbrahealthadvocacy.com/here-let-us-help-you-pay-us-way-way-too-much/) - Discover the truth about hospital financial counselors & how to protect yourself from overcharging. Learn why hiring a medical billing advocate is the best move - [No Diagnosis? It May Not Matter](https://umbrahealthadvocacy.com/no-diagnosis-it-may-not-matter/) - Find out why seeking endless medical tests may be counterproductive and how embracing symptom management can improve your well-being. - ["Invisible Patients" and the COVID Pandemic](https://umbrahealthadvocacy.com/invisible-patients-and-the-covid-pandemic/) - Find out tips for overcoming fears of seeking medical care during the pandemic and ensuring you or loved ones receive necessary treatment. - [COVID-19: How to Avoid Unexpected Telemedicine Bills](https://umbrahealthadvocacy.com/covid-19-how-to-avoid-unexpected-telemedicine-bills/) - Find out what you need to know about telemedicine billing and coverage during the pandemic, and how advocacy can help you resolve billing issues effectively. - [Will the Waiter Spit In Your Soup?](https://umbrahealthadvocacy.com/will-the-waiter-spit-in-your-soup/) - Learn why working collaboratively with your doctor, asking questions, and having an advocate leads to more effective, personalized healthcare. - [Tax Time! Can You Deduct the Cost of Your Patient Advocate?](https://umbrahealthadvocacy.com/tax-time-can-you-deduct-the-cost-of-your-patient-advocate/) - Get a clear picture of when and how you might be able to deduct advocate expenses, including potential risks and benefits, based on IRS guidance. - [How To Prepare To Come Home From The Hospital](https://umbrahealthadvocacy.com/how-to-prepare-to-come-home-from-the-hospital/) - Planning your return home from the hospital is crucial. Find out how to organize care, resources, and safety to ensure a smooth recovery. - [Understanding Some Health Insurance Basics](https://umbrahealthadvocacy.com/understanding-some-health-insurance-basics/) - Uncover key facts about health insurance laws, the 80/20 rule, and how the Affordable Care Act changed coverage options and consumer protections. - [How To Handle Unwelcome, Overly Familiar Communication](https://umbrahealthadvocacy.com/how-to-handle-unwelcome-overly-familiar-communication/) - Find out how to navigate uncomfortable conversations about overly familiar language and maintain your dignity with Amy Dickinson's sage advice. - [An "Advance" New Year's Resolution](https://umbrahealthadvocacy.com/an-advance-new-years-resolution/) - Find out the importance of preparing or updating your advance directives this year to safeguard your healthcare preferences and ease family concerns. - ["Do Not Quote Me"](https://umbrahealthadvocacy.com/do-not-quote-me/) - Explore the importance of being proactive in your healthcare journey and discover the role of independent advocates in ensuring honest medical advice. - [Does Your Doctor Seem Tired?](https://umbrahealthadvocacy.com/does-your-doctor-seem-tired/) - Uncover the risks of sleep-deprived doctors in hospitals and practical tips for patients to ensure they receive safe, quality medical care. - [The Folly of Driving to the ER](https://umbrahealthadvocacy.com/the-folly-of-driving-to-the-er/) - Learn why insisting on calling 9-1-1 can save lives. Hugh's unfortunate case shows the risks of bypassing emergency medical teams. - [This Covid-19 Side Effect Could Destroy Your Financial Security](https://umbrahealthadvocacy.com/this-covid-19-side-effect-could-destroy-your-financial-security/) - Learn how Covid-19 side effects can affect your wallet and find out no-cost measures and professional assistance to keep medical bills manageable. - [OK, But What's the Question?](https://umbrahealthadvocacy.com/ok-but-whats-the-question/) - Learn why patients often feel unheard and how being explicit about your expectations can improve healthcare outcomes. Find out how advocates can help. - [Black Box Warnings May Save Your Life](https://umbrahealthadvocacy.com/black-box-warnings-may-save-your-life/) - Uncover the truth about FDA-approved drugs and their hidden risks. Get essential advice on how to verify drug safety and protect yourself. - [How To Manage Your Loved One's Care Remotely](https://umbrahealthadvocacy.com/how-to-manage-your-loved-ones-care-remotely/) - Facing emotional stress managing loved one's care remotely? Learn practical strategies, communication tips, and how a patient advocate can help. - [The Dangers of Having Great Health Insurance](https://umbrahealthadvocacy.com/the-dangers-of-having-great-health-insurance/) - Discover why even those with 'great' health insurance need a professional advocate to navigate hidden costs and ensure proper care. Find out how today. - [What Are Board-Certified Patient Advocates And When Do You Need One?](https://umbrahealthadvocacy.com/what-are-board-certified-patient-advocates-and-when-do-you-need-one/) - Discover the value of board-certified patient advocates for navigating healthcare challenges with qualified, ethical support you can trust. - [My Sibling Has Disabilities, My Parents Have Died - Now What?](https://umbrahealthadvocacy.com/my-sibling-has-disabilities-my-parents-have-died-now-what/) - Find out how health advocates and care managers assist families in ensuring proper care for adult siblings with disabilities, especially when living apart. - [Healthcare Costs: Where does your state rank?](https://umbrahealthadvocacy.com/where-does-your-state-rank-in-healthcare-costs-the-most-and-least-expensive-states-for-care/) - Healthcare costs vary across the U.S., but high spending doesn’t mean affordability. Discover the most and least expensive states and tips to lower your costs. - [Are Health or Patient Advocate Services Covered by Insurance?](https://umbrahealthadvocacy.com/are-health-or-patient-advocate-services-covered-by-insurance/) - Find out when health and patient advocate services may be covered by your insurance. Don't get stuck with an unforeseen bill. - [What You Need To Know About Covid-19 Testing](https://umbrahealthadvocacy.com/what-you-need-to-know-about-covid-19-testing/) - Covid-19 testing can be confusing. Read about the different types of Covid-19 tests and when to use them. What do these intimidating words even mean? - [Should You Be Worried About AI in Health Insurance Claim Reviews?](https://umbrahealthadvocacy.com/ai-health-insurance-claim-reviews/) - AI in insurance claim reviews is increasing, resulting in a 16X increase in claim denials. 90% of denials get overturned indicating AI may not work well. - [Sometimes the Doctor IS Wrong: How to Avoid Misdiagnosis](https://umbrahealthadvocacy.com/sometimes-the-doctor-is-wrong-how-to-avoid-misdiagnosis/) - A misdiagnosis inspired Trisha Torrey to fight for other patients. Read her story and the steps she recommends so you can avoid being misdiagnosed. - [How To Make Sure Your Voice Is Heard In Healthcare](https://umbrahealthadvocacy.com/how-to-make-sure-your-voice-is-heard-in-healthcare/) - Uncover the vital role of your voice in healthcare and how professionals can support you in expressing your wishes, ensuring respectful and effective care. - [Are You, a Friend, or Loved One "Battling" Cancer?](https://umbrahealthadvocacy.com/are-you-a-friend-or-loved-one-battling-cancer/) - Read about the diversity of patient experiences and how mindful communication can make a real difference in their healthcare journey. - [Busting the Cure Balloon and Finding a Workable Solution](https://umbrahealthadvocacy.com/busting-the-cure-balloon-and-finding-a-workable-solution/) - There's really no such thing as a cure for lifelong or chronic illness - and there won't be. But there is a way to improve your quality of life. - [Why It's Important To Treat Your Body As Well As You Treat Your Car](https://umbrahealthadvocacy.com/why-its-important-to-treat-your-body-as-well-as-you-treat-your-car/) - Persistent health issues require more than just patience. Discover how a professional advocate can guide you to the right treatment and better outcomes. - [Did You Get Something That Looks Like a Medicare Card in the Mail?](https://umbrahealthadvocacy.com/did-you-get-something-that-looks-like-a-medicare-card-in-the-mail/) - Stay informed about your new Medicare card — how it enhances security, when you’ll receive it, and how to safely discard your previous card. - [How to Take Control of Your Medical Test Results](https://umbrahealthadvocacy.com/how-to-take-control-of-your-medical-test-results/) - Waiting for medical test results can be agonizing, or you can simply forget about them. Learn strategies for taking control of your test results. - [How To Protect Yourself From Dangerous Drug Interactions](https://umbrahealthadvocacy.com/how-to-prevent-dangerous-drug-interactions/) - Not all medications mix safely. Understand how drug interactions occur, their risks, and why thorough communication is crucial for patient safety. - [How To Know If You Can Trust Hospital Patient Advocates](https://umbrahealthadvocacy.com/how-to-know-if-you-can-trust-hospital-patient-advocates/) - When you or a loved one is in the hospital, you may meet a hospital patient advocate. But what is their role and are they really there to help you? - [Preventing a Deadly Outcome from a Visit to the Doctor](https://umbrahealthadvocacy.com/preventing-a-deadly-outcome-from-a-visit-to-the-doctor/) - Learn key strategies to minimize infection risks in healthcare settings, including using personal hygiene products and asking about cleanliness protocols. - [When Your Provider Says, "It's All in Your Head"](https://umbrahealthadvocacy.com/when-your-provider-says-its-all-in-your-head/) - Discover how to confront dismissive 'all in your head' diagnoses in autoimmune disease cases and advocate for the serious care you deserve. - [How To Make Smart Medical Decisions After Getting Devastating News](https://umbrahealthadvocacy.com/how-to-make-smart-medical-decisions-after-devastating-news/) - Facing tough health decisions? Discover how to make smart medical choices with independence and clarity during difficult diagnoses. - [Medical Billing Errors Are Common—Don't Pay That Medical Bill Just Yet!](https://umbrahealthadvocacy.com/medical-billing-errors-are-common-dont-pay-that-medical-bill-just-yet/) - Tips on how to identify, negotiate and fight medical billing errors from billing experts. Don't pay that bill until you do these! - [Will AI Transform Your Healthcare? Here's What You Need To Know](https://umbrahealthadvocacy.com/will-ai-transform-your-healthcare-heres-what-you-need-to-know/) - Discover how AI is transforming healthcare, from diagnosis to personalized treatment, and what it means for your medical care today. - [Health Insurance Claim Denial? Get Help to Fight and Win](https://umbrahealthadvocacy.com/fight-health-insurance-claim-denial/) - If you watch the news, you have probably heard about United Healthcare's reputation for health insurance claim denial. Find out how you can fight them. - [How to Choose the Best Elder Care Facility for Your Loved Ones: 5 Expert Tips](https://umbrahealthadvocacy.com/how-to-choose-the-best-elder-care-facility-for-your-loved-ones-5-expert-tips/) - 5 tips from experienced senior care managers on how to select the right elder care facility for your parents, including nursing homes and assisted living - [Caregiving Resource Guide for Employers](https://umbrahealthadvocacy.com/caregiving-resource-guide-for-employers/) - At some point in their lives, 80% of our workforce will be a caregiver for a loved one. This caregiving resource guide is intended for employers and HR managers - [Medicare Advantage Plan Canceled for 2026? Get Your Complete Action Plan](https://umbrahealthadvocacy.com/medicare-advantage-plan-canceled-2026/) - Is your Medicare Advantage Plan canceled for 2026? We can help. Hire a Umbra Medicare Advocate to help you find the right plan for you as well as compare costs. - [Get to know our advocates: Spotlight on Michael Voss](https://umbrahealthadvocacy.com/get-to-know-our-advocates-spotlight-on-michael-voss-md/) - Michael Voss, MD, turned from practicing medicine to patient advocacy. Learn more about how he helps patients and families navigate complex medical care. - [If You've Delayed Medical Care, It's Time To Take Care Of Your Health](https://umbrahealthadvocacy.com/if-youve-delayed-medical-care-its-time-to-take-care-of-your-health/) - Thanks to the COVID-19 pandemic, many of us delayed medical care. If you've delayed seeing your doctor, don't wait any longer to take care of your health. - [The Loneliness Epidemic: Build Connections for Better Health](https://umbrahealthadvocacy.com/senior-loneliness-impacts-health/) - Loneliness within the elderly is a serious health risk. Healthcare advocates can help by connecting and supporting seniors to build healthier lives. - [High-Tech Healthcare: Is it right for you?](https://umbrahealthadvocacy.com/high-tech-healthcare/) - Everywhere we turn, we can see the impact of technology. “There’s an app for that!” we hear. But is high-tech healthcare right for everyone? - [Afraid Of Surprise Medical Bills? Here's How To Avoid Them](https://umbrahealthadvocacy.com/how-to-prevent-surprise-medical-bills/) - 8 tips from patient advocacy experts on how to avoid surprise medical bills and how to correct medical billing errors. How to negotiate with your doctor - [Endometriosis Awareness: Faster Diagnosis and Better Care with Advocates](https://umbrahealthadvocacy.com/endometriosis-awareness-faster-diagnosis-and-better-care-with-advocates/) - Discover how healthcare advocates help speed up endometriosis diagnosis, improve care, and raise awareness during Endometriosis Awareness Month. - [What the 2025 Big Beautiful Bill Means for Medicaid Patients](https://umbrahealthadvocacy.com/medicaid-cuts-big-beautiful-bill/) - Medicaid cuts will impact the 40 states plus DC that expanded Medicaid to cover people with incomes at 100-138% of the poverty level. - [Medicare Marketing Can Be Shady. Here's How To Protect Yourself.](https://umbrahealthadvocacy.com/medicare-marketing-can-be-shady-heres-how-to-protect-yourself/) - Medicare marketing can be aggressive, misleading, and sometimes downright shady. Learn the basic Medicare marketing rules and protect yourself. - [Healthcare Costs Are Soaring. Is Your State Among the Hardest Hit?](https://umbrahealthadvocacy.com/healthcare-costs-by-state/) - Healthcare costs grew over 20% in the last 5 years nationwide. See which states have experienced the highest increases and get tips on how to reduce expenses. - [Solo Aging: How to Get the Best Healthcare](https://umbrahealthadvocacy.com/solo-aging/) - If you are solo aging, it's important to put in place legal documents and a support system to help if you should have a medical emergency and need help. - [Getting Revenge In The Face of Medical Malpractice](https://umbrahealthadvocacy.com/getting-revenge-in-the-face-of-medical-malpractice/) - In the face of medical malpractice, it might feel like suing and getting revenge is what you should do. Legal fees can be expensive. Learn about other options. - [Get to know our advocates: Spotlight on Megan Stewart](https://umbrahealthadvocacy.com/get-to-know-our-advocates-spotlight-on-megan-stewart/) - Megan Stewart, MS, BCPA, studied international politics and finance, but turned her energy to patient advocacy after cancer hit close to home. - [How To Avoid Negative Consequences of Avoiding Medical Care](https://umbrahealthadvocacy.com/how-to-avoid-negative-consequences-of-avoiding-medical-care/) - When you are facing a tough medical decision, it can be easy to avoid medical care. But delaying medical care can have major consequences for your health. - [How to Make Good Medical Decisions Under Pressure](https://umbrahealthadvocacy.com/how-to-make-good-medical-decisions-under-pressure/) - Making medical decisions under pressure can be touch especially if none of the options are attractive. Expert health advisors provide tips for better decisions. - [Is Your Doctor Listening? How to Get the Healthcare Answers You Need](https://umbrahealthadvocacy.com/how-to-manage-when-healthcare-answers-are-just-out-of-reach/) - Is your doctor listening? Are you missing crucial healthcare answers? Our expert patient advocates tell you how to be heard and get healthcare answers - [How To Manage Covid-19 Medical Bills](https://umbrahealthadvocacy.com/how-to-manage-covid-19-medical-bills/) - If you get COVID-19, be aware of the medical bills that may surprise you. Our expert patient advocates provide tips for managing COVID-19 medical bills. - [How To Spot Medical Gaslighting And Overcome It](https://umbrahealthadvocacy.com/how-to-spot-medical-gaslighting-and-overcome-it/) - When a doctor dismisses your health concerns or ignores your symptoms, it may be medical gaslighting. But listening to your instincts can save your life. - [Health Insurance Is Hard. Here's What You Need To Know.](https://umbrahealthadvocacy.com/navigating-health-insurance/) - Health insurance can confuse even the smartest people. Learn health insurance basics from expert patient advocates to get the most out of your health coverage. - [Get to know our advocates: Spotlight on Nancy Keller](https://umbrahealthadvocacy.com/get-to-know-our-advocates-spotlight-on-nancy-keller-phd/) - Umbra Health Advocacy has a national network of experts who help patients and families navigate healthcare and coverage. In this post, get to know Nancy Keller. - [Get to know our advocates: Spotlight on Stephen Young, MD](https://umbrahealthadvocacy.com/get-to-know-our-advocates-spotlight-on-stephen-young/) - Stephen Young, MD, is a seasoned physician with experience in critical and palliative care, mental health, and addiction care. Learn more about him here. - [Heart Health: How Patient Advocates Can Help](https://umbrahealthadvocacy.com/heart-health-advocacy/) - February is American Heart Month! Explore heart health tips and learn how Umbra Health Advocacy can support you with personalized care and resources. - [Confused About Medicaid? 12 Facts You Need to Know](https://umbrahealthadvocacy.com/confused-about-medicaid-12-facts-you-need-to-know/) - Medicaid is mainly used by children, the disabled and the elderly. Over 60% of working-age adults enrolled are employed, but don't have health insurance access. - [From $7,000 to $770: How One Patient Advocate Fought Back Against a Surprise Medical Bill](https://umbrahealthadvocacy.com/from-7000-to-770-how-one-patient-advocate-fought-back-against-a-surprise-medical-bill/) - After a colonoscopy, Tim Winard was hit with a $7,000 medical bill. Patient Advocate, Linda Michelson, helped him fight to reduce the bill to only $770. - [How to Juggle Long Distance Elder Care](https://umbrahealthadvocacy.com/how-to-juggle-long-distance-elder-care/) - How to handle the responsibility of aging parents who live too far away from you. - [When To Trust A Surgical Assembly Line](https://umbrahealthadvocacy.com/when-to-trust-a-the-surgical-assembly-line/) - You may not love the sound of a surgical assembly line. But when can you trust that approach and when should you run the other way? - [When Is the "Best Doctor" Not the Best Doctor?](https://umbrahealthadvocacy.com/when-is-the-best-doctor-not-the-best-doctor/) - Don't base selecting the best doctor on what other people say or those bogus paid-for magazine ratings. Follow this guide to picking the best doctor for you - [Ac-cen-tu-ate - the Negative?](https://umbrahealthadvocacy.com/ac-cen-tu-ate-the-negative/) - It's time to take a trip with the Way-Back Machine to a song many of us heard when we were kids - because our parents played it on the radio or record player. We all sang along! With lyrics by Johnny Mercer, and sung by Ella Fitzgerald (that's Ella in the photo above), the song - [Wildfire Smoke: What You Need to Know to Protect Your Health](https://umbrahealthadvocacy.com/wildfire-smoke-impacts-health/) - Protect your health during urban wildfires with expert tips from Dr. Hannah Gardener. Learn about wildfire smoke risks, N95 masks, air purifiers, and more. - [Medicare Patients Beware: Hospitals Take Advantage to Take Your Money](https://umbrahealthadvocacy.com/medicare-patients-beware-hospitals-take-advantage-to-take-your-money/) - Medicare patients and their loved ones are often surprised to learn that Medicare doesn't always pay for a hospital stay. - [How To Prepare For A Hospitalization: A Checklist](https://umbrahealthadvocacy.com/how-to-prepare-for-a-hospitalization-a-checklist/) - Heading into the hospital can be scary. But preparation is key. Use this checklist to prepare for a hospitalization. - [How To Take Command Of Your Care When Your Doctor Goes Missing](https://umbrahealthadvocacy.com/how-to-take-command-of-your-care-when-your-doctor-goes-missing/) - When you get thrown for a loop with your healthcare, it can be hard to regroup. 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From medical billing and insurance claim denials to care coordination and new diagnosis nav - [Advocate FAQs](https://umbrahealthadvocacy.com/advocate-faqs/) - Explore how advocates assist patients in navigating healthcare and the oversight role of supervising providers, all conducted virtually. - [Schedule your call](https://umbrahealthadvocacy.com/schedule-your-call/) - Schedule a Medicare Eligibility Call The next step is to meet with us to verify your eligibility for Medicare-covered Patient Advocacy. Please schedule a call and bring your insurance card. - [Reserve su llamada](https://umbrahealthadvocacy.com/schedule-your-call/) - Schedule a call Thank you! The next step is to meet with us. We'll explain how we can help and get started. - [Confirmación de llamada](https://umbrahealthadvocacy.com/call-confirmation/) - Thank you for scheduling your initial Medicare call. You should receive a confirmation email shortly. 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Expert patient advocates can verify medical bills, negotiate with providers and set up payment plans. - [Supervising Provider](https://umbrahealthadvocacy.com/supervising-provider-job/) - Become a Supervising Provider if you have an active MD, DO, PA, or LPN license in the United States. Remote work, contract. Apply now. - [Empieza Hoy](https://umbrahealthadvocacy.com/get-started/) - Un defensor del paciente ayuda a desenvolverse en nuestro complejo sistema de atención médica, como errores de facturación, denegación de reclamaciones, coordinación de la atención y cómo afrontar enfermedades complejas. - [Get Started](https://umbrahealthadvocacy.com/get-started/) - A patient advocate helps navigate our complex healthcare system like billing errors, claim denials, care coordination, and navigating complex illnesses. - [Confirmación de pago](https://umbrahealthadvocacy.com/get-started-confirmation/) - Está a un paso de obtener la atención médica que se merece. Un gestor de captación de clientes se pondrá en contacto con usted en un plazo de 2 días hábiles para analizar sus necesidades. - [Medicare](https://umbrahealthadvocacy.com/medicare/) - [FAQs](https://umbrahealthadvocacy.com/faqs/) - Get answers to common questions and FAQs about patient advocates, such as how much they cost, what qualifications they have and how they can help. - [Health Advocates](https://umbrahealthadvocacy.com/health-advocates/) - Struggling to navigate the health system? Health advocates can help you with medical billing errors, insurance claim denials or navigating a new diagnosis - [Partner with Us](https://umbrahealthadvocacy.com/partner-with-us/) - We want to hear from you if you share our mission of ensuring everyone gets the healthcare they deserve. Let's partner with each other to change healthcare. - [Healthcare Navigation](https://umbrahealthadvocacy.com/healthcare-navigation/) - Are you overwhelmed by our complex healthcare system? Need help finding the right doctor? Hire a private patient advocate to help with healthcare navigation. - [How Patient Advocates Help](https://umbrahealthadvocacy.com/how-patient-advocates-help/) - Patient Advocates help you get the healthcare you deserve. Things like medical billing, health insurance claim denials, new diagnoses and senior care. - [About the Alliance of Professional Health Advocates](https://umbrahealthadvocacy.com/about-the-alliance-of-professional-health-advocates/) - The Alliance of Professional Health Advocates (APHA) is the leading patient advocacy professional association. Its programs support training, quality, and devel - [Private Pay Confirmation Page](https://umbrahealthadvocacy.com/get-started-confirmation/) - You are one step closer to getting the healthcare you deserve. 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Expert mental healthcare advocates can help you get the best care possible. - [How to Hire a Patient Advocate](https://umbrahealthadvocacy.com/hire-a-patient-advocate/) - Patient advocates can help you get the healthcare you deserve, but it's important to choose the right one. This guide tells you how to hire a patient advocate. - [Contact Us](https://umbrahealthadvocacy.com/contact-us/) - Contact us if you are you an employer wanting to offer patient advocacy to your employees as a benefit or are a business interested in partnering with us. - [My account](https://umbrahealthadvocacy.com/my-account/) - [woocommerce_my_account] - [Mobile Nav](https://umbrahealthadvocacy.com/mobile-nav/) - GET STARTED ## Courses - [The Better Med Visit](https://umbrahealthadvocacy.com/courses/the-better-med-visit/) - Confused or rushed during doctor appointments? 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